Best cards → Signup offers
⚡ Current credit card signup bonuses
48 cards tracked · offers last verified Aug 4, 2026 · page generated August 4, 2026
No card issuer pays us today. UseThis has no affiliate links and no advertisers, so this ranking is pure math over published card terms — nothing on this page earns us a cent. How we're paid · Editorial policy
Everyone else's bonus page is a commission sheet. This one isn't: we are paid nothing by anyone, the links below go to the issuer's or the source's own page with no tracking of ours attached, and the offers we could not verify are listed as unverified instead of quietly rounded up.
🍽️ Dining🛒 Groceries⛽ Gas✈️ Travel📺 Streaming💊 Drugstores🛍️ Online shopping🏬 Wholesale clubs💡 Utilities🧾 Everything else⚡ Signup offers
⚡ Elevated right now
Above this card's own normal offer, according to the offer history we researched. "Elevated" is a comparison with the card's past, not a recommendation to apply.
Savor Cash Rewardselevated
Capital One
$250 cash bonus after $500 in 3 months
Usually $200. Capital One labels it limited-time (launched Jun 2026) but publishes no end date; $50 above the long-standing $200.
Offer verified Aug 4, 2026 · issuer page
$250
after $500 in purchases in 3 months
Marriott Bonvoy Boundless Credit Cardelevated
Chase
125,000 bonus points + 1 Free Night Award (up to 50,000 points) after $3,000 in purchases in the first 3 months
Usually 3 Free Night Awards (up to 50,000 each) or 85,000-100,000 points; the 5 x 50,000 free-night promo was the outlier high. Issuer states this ends Jun 30, 2027. Annual fee $95. Chase 5/24 applies, plus Marriott cross-issuer rules (ineligible if you currently hold an Amex Marriott Bonvoy Brilliant/Bevy or received one of those bonuses in the past 30…
Offer verified Aug 4, 2026 · issuer page
125,000 points
no verified point value — we won't guess
after $3,000 in purchases in 3 months
American Express Gold Cardelevated
American Express
Up to 100,000 Membership Rewards points after $8,000 in purchases in the first 6 months
Usually 50,000-60,000 points historically; 90,000-100,000 is the recent elevated band. Annual fee $325 (confirmed on Amex's own page). AMEX ONCE-PER-LIFETIME: no welcome bonus if you have or previously had this card or an earlier version; Amex's pop-up may also block you base…
Offer verified Aug 4, 2026 · source: onemileatatime.com
100,000 points
no verified point value — we won't guess
after $8,000 in purchases in 6 months
JetBlue Plus Cardelevated
Barclays
70,000 bonus TrueBlue points after $1,000 in purchases in the first 90 days
Usually 40,000-60,000 points is the standard range; 80,000 (sometimes with the annual fee waived) is the historical high. Annual fee $99, not waived first year. Elevated relative to the 40,000-60,000 standard range, but not best-ever (80,000 versions have appeared, and Doctor of Credit notes a 75,000 variant v…
Offer verified Aug 4, 2026 · source: doctorofcredit.com
70,000 points
no verified point value — we won't guess
after $1,000 in purchases in 3 months
Standard current offers
The card's ordinary public offer. Points and miles bonuses show a dollar figure only when we have a researched redemption value for that currency — otherwise the row says so and stays a point count.
Blue Cash Preferred
American Express
As high as $300 back after $3,000 in 6 months
"As high as" language means amount varies by applicant; $0 intro annual fee year one then $95; Amex page did not render for direct verification.
Offer verified Aug 4, 2026 · source: upgradedpoints.com
$300
after $3,000 in purchases in 6 months
Customized Cash Rewards
Bank of America
$200 online cash rewards bonus after $1,000 in 90 days
Also 6% in the choice category for year one (3% base + 3% first-year boost) — worth more than the SUB for heavy users.
Offer verified Aug 4, 2026 · issuer page
$200
after $1,000 in purchases in 3 months
Unlimited Cash Rewards
Bank of America
$200 online cash rewards bonus after $1,000 in 90 days
Plus 2% flat cash back for the first year, reverting to 1.5% thereafter.
Offer verified Aug 4, 2026 · issuer page
$200
after $1,000 in purchases in 3 months
Bilt Obsidian Card
Bilt (Column N.A., serviced by Cardless)
$200 in Bilt Cash on approval, no spend requirement
Mid tier, $95 annual fee (+$50 per authorized user).
Offer verified Aug 4, 2026 · issuer page
$200
no spend requirement
Quicksilver Cash Rewards
Capital One
$200 cash bonus after $500 in 3 months
Issuer page confirms $200; spend/window from US Credit Card Guide. DoC has seen targeted $300/$500 in-app offers.
Offer verified Aug 4, 2026 · issuer page
$200
after $500 in purchases in 3 months
Freedom Flex
Chase
$200 bonus (20,000 points) after $500 in 3 months
Long-running standard offer; paid as 20,000 UR redeemable for $200 cash.
Offer verified Aug 4, 2026 · issuer page
$200
after $500 in purchases in 3 months
Freedom Unlimited
Chase
$200 bonus (20,000 points) after $500 in 3 months
DoC lists an in-branch variant adding 5% gas/grocery for year one — not on the public page.
Offer verified Aug 4, 2026 · issuer page
$200
after $500 in purchases in 3 months
Double Cash
Citi
$200 cash back (20,000 ThankYou points) after $1,500 in 6 months
Citi's own page renders offer figures via JS (placeholders on fetch); DoC + NerdWallet agree on $200/$1,500/6mo.
Offer verified Aug 4, 2026 · source: doctorofcredit.com
$200
after $1,500 in purchases in 6 months
Cash+ Visa Signature
U.S. Bank
$200 rewards bonus after $1,000 in 90 days
Window is stated as 90 days, not 3 statement months.
Offer verified Aug 4, 2026 · issuer page
$200
after $1,000 in purchases in 3 months
Active Cash
Wells Fargo
$200 cash rewards bonus after $500 in 3 months
DoC's roundup table lists $1,500/6mo; issuer page is explicit at $500/3mo and wins.
Offer verified Aug 4, 2026 · issuer page
$200
after $500 in purchases in 3 months
Bilt Blue Card
Bilt (Column N.A., serviced by Cardless)
$100 in Bilt Cash on approval, no spend requirement
Entry tier of the Bilt 2.0 lineup (launched Jan 2026), $0 annual fee; Bilt Cash posts on/about account open date.
Offer verified Aug 4, 2026 · issuer page
$100
no spend requirement
Apple Card
Goldman Sachs Bank USA (Apple) — Chase takeover pending
$75 in Daily Cash after $75 in purchases within 30 days
Channel-restricted: must apply via the promo link or Credit Karma marketplace; DoC has tracked targeted $300 versions.
Offer verified Aug 4, 2026 · issuer page
$75
after $75 in purchases in 1 month
it Cash Back
Discover
Cashback Match: unlimited dollar-for-dollar match of all cash back earned in year one
No fixed-dollar SUB by design; value is spend-dependent (5% rotating cap implies roughly $300+ typical match).
Offer verified Aug 4, 2026 · issuer page
Value depends on your spend
spend terms not published · in 12 months
Hilton Honors American Express Aspire Card
American Express
150,000 Hilton Honors bonus points after $6,000 in purchases in the first 6 months
Annual fee $550, not waived first year. AMEX ONCE-PER-LIFETIME per card product. The 175,000 points + Free Night Reward offer expired 7/29/2026; US Credit Card Guide's 2026.8 update and The…
Offer verified Aug 4, 2026 · source: uscreditcardguide.com
150,000 points
no verified point value — we won't guess
after $6,000 in purchases in 6 months
IHG One Rewards Premier Credit Card
Chase
Up to 150,000 bonus points: 140,000 after $3,000 in the first 3 months, plus 10,000 for adding an authorized user in the first 3 months
Annual fee $99. Chase 5/24 applies. The 185,000-point record offer (after $6,000 in 90 days) that Doctor of Credit, One Mile at a Time and Frequent Miler covered has ended - Chase's live pa…
Offer verified Aug 4, 2026 · issuer page
150,000 points
no verified point value — we won't guess
after $3,000 in purchases in 3 months
Hilton Honors American Express Surpass Card
American Express
130,000 Hilton Honors bonus points after $3,000 in purchases in the first 6 months
Annual fee $150 (Frequent Miler reported a $0 intro-first-year variant during the spring promo; the standing offer is $150). AMEX ONCE-PER-LIFETIME per card product. The 130,000 + Free Nigh…
Offer verified Aug 4, 2026 · source: thepointsguy.com
130,000 points
no verified point value — we won't guess
after $3,000 in purchases in 6 months
Delta SkyMiles Reserve American Express Card
American Express
As high as 100,000 bonus miles after $5,000 in purchases in the first 6 months
Annual fee $650. AMEX ONCE-PER-LIFETIME per card product. The 125,000-mile limited-time offer (100,000 after $6,000 plus 25,000 after $3,000 more) expired 7/15/2026. Note the current standa…
Offer verified Aug 4, 2026 · source: thepointsguy.com
100,000 miles
no verified point value — we won't guess
after $5,000 in purchases in 6 months
Chase Sapphire Reserve
Chase
100,000 bonus points after $6,000 in purchases in the first 3 months
Annual fee $795 ($195 per authorized user). Chase 48-month Sapphire rule: not eligible for the bonus if you currently hold any Sapphire card or received a new-cardmember bonus on Sapphire P…
Offer verified Aug 4, 2026 · issuer page
100,000 points
≈ $1,000 at 1¢
after $6,000 in purchases in 3 months
Delta SkyMiles Platinum American Express Card
American Express
As high as 90,000 bonus miles after $3,000 in purchases in the first 6 months
Annual fee $350. AMEX ONCE-PER-LIFETIME per card product. US Credit Card Guide's 2026.7 update independently confirms 'as high as 90k'. Card's headline perk is the annual Companion Certific…
Offer verified Aug 4, 2026 · source: thepointsguy.com
90,000 miles
no verified point value — we won't guess
after $3,000 in purchases in 6 months
Delta SkyMiles Gold American Express Card
American Express
As high as 80,000 bonus miles after $2,000 in purchases in the first 6 months
Annual fee $0 intro first year, then $150. AMEX ONCE-PER-LIFETIME per card product. The elevated Delta promo (Gold 90,000 / Platinum 100,000 / Reserve 125,000, all tiered two-step bonuses)…
Offer verified Aug 4, 2026 · source: thepointsguy.com
80,000 miles
no verified point value — we won't guess
after $2,000 in purchases in 6 months
Capital One Venture X Rewards Credit Card
Capital One
75,000 bonus miles after $4,000 in purchases in the first 3 months
Annual fee $395, offset by a $300 annual travel credit through Capital One Travel plus 10,000 anniversary miles. Doctor of Credit and Frequent Miler both confirm the 100,000-mile offer ende…
Offer verified Aug 4, 2026 · source: doctorofcredit.com
75,000 miles
no verified point value — we won't guess
after $4,000 in purchases in 3 months
Venture Rewards
Capital One
75,000 miles after $4,000 in 3 months
75k has been the steady baseline; peak offers added a $250-$300 travel credit on top.
Offer verified Aug 4, 2026 · issuer page
75,000 miles
no verified point value — we won't guess
after $4,000 in purchases in 3 months
Sapphire Preferred
Chase
75,000 points after $5,000 in 3 months
Record 100k offer ended ~Jul 30 2026; DoC reports it may still work via referral links.
Offer verified Aug 4, 2026 · issuer page
75,000 points
no verified point value — we won't guess
after $5,000 in purchases in 3 months
Citi Strata Elite Card
Citi
75,000 bonus ThankYou points after $6,000 in purchases in the first 3 months
Annual fee $595. Card launched July 2025, so offer history is thin. CITI 48-MONTH RULE applies to prior Strata Elite bonuses (stated on Citi's page). Doctor of Credit marked the 100,000-poi…
Offer verified Aug 4, 2026 · source: thepointsguy.com
75,000 points
≈ $750 at 1¢
after $6,000 in purchases in 3 months
United Quest Card
Chase
Up to 70,000 bonus miles + 500 PQP: 60,000 miles and 500 PQP after $4,000 in the first 3 months, plus 10,000 miles for adding an authorized user
Annual fee $350, not waived first year. Chase 5/24 applies. Current offer is well off the highs: the 100,000 miles + 3,000 PQP offer expired around April/May 2026 and the 80,000 + 3,000 PQP…
Offer verified Aug 4, 2026 · source: onemileatatime.com
70,000 miles
no verified point value — we won't guess
after $4,000 in purchases in 3 months
Southwest Rapid Rewards Priority Credit Card
Chase
60,000 bonus points after $2,000 in purchases in the first 3 months
Annual fee $229, applied to first billing statement. Chase 5/24 applies. Southwest-specific rule: not eligible if you currently hold any Southwest personal card or received a new-cardmember…
Offer verified Aug 4, 2026 · issuer page
60,000 points
no verified point value — we won't guess
after $2,000 in purchases in 3 months
United Explorer Card
Chase
Up to 60,000 bonus miles: 50,000 after $3,000 in the first 3 months, plus 10,000 for adding an authorized user in the first 3 months
Annual fee $0 intro first year, then $150. Base bonus is 50,000; the 10,000 authorized-user adder is required to reach 60,000. Chase 5/24 applies. Not available if you are a current cardmem…
Offer verified Aug 4, 2026 · issuer page
60,000 miles
no verified point value — we won't guess
after $3,000 in purchases in 3 months
World of Hyatt Credit Card
Chase
Up to 60,000 bonus points: 30,000 after $3,000 in the first 3 months, plus up to 30,000 more by earning 2x (instead of 1x) on up to $15,000 spent in the first 6 months
Annual fee $95, not waived first year. Chase 5/24 applies. SOURCE CONFLICT: Chase's own page (fetched twice on 2026-08-04) quotes '30,000 Bonus Points after you spend $3,000 ... in your fir…
Offer verified Aug 4, 2026 · issuer page
60,000 points
no verified point value — we won't guess
after $3,000 in purchases in 3 months
Citi Strata Premier Card
Citi
60,000 bonus ThankYou points after $4,000 in purchases in the first 3 months
Annual fee $95. CITI 48-MONTH RULE: bonus not available if you received a new-account bonus for a Citi Premier or Citi Strata Premier account in the past 48 months (confirmed on Citi's own…
Offer verified Aug 4, 2026 · source: thepointsguy.com
60,000 points
no verified point value — we won't guess
after $4,000 in purchases in 3 months
Bilt Palladium Card
Bilt (Column N.A., serviced by Cardless)
50,000 points + Gold status after $4,000 in 3 months, plus $300 Bilt Cash on approval
Top tier, $495 annual fee; TPG values the combined package near $1,400 — richest offer in this set.
Offer verified Aug 4, 2026 · issuer page
50,000 points
≈ $625 at 1.25¢
after $4,000 in purchases in 3 months
Capital One VentureOne Rewards Credit Card
Capital One
20,000 bonus miles after $500 in purchases in the first 3 months
No annual fee. Researched in place of Capital One Savor per instructions. Earns 1.25x miles on all purchases with no foreign transaction fees; miles transfer to the same airline and hotel p…
Offer verified Aug 4, 2026 · source: onemileatatime.com
20,000 miles
no verified point value — we won't guess
after $500 in purchases in 3 months
Citi Strata Card
Citi
20,000 ThankYou points after $1,000 in 3 months
Citi page shows JS placeholders; OMAAT, US Credit Card Guide and AwardWallet all report 20k/$1,000/3mo.
Offer verified Aug 4, 2026 · source: onemileatatime.com
20,000 points
no verified point value — we won't guess
after $1,000 in purchases in 3 months
Altitude Go Visa Signature
U.S. Bank
20,000 bonus points after $1,000 in 90 days
20,000 points = $200 cash redemption value.
Offer verified Aug 4, 2026 · issuer page
20,000 points
≈ $200 at 1¢
after $1,000 in purchases in 3 months
Autograph
Wells Fargo
20,000 bonus points after $1,000 in 3 months
Issuer states $200 cash redemption value; points transfer to partners at 1:1.
Offer verified Aug 4, 2026 · issuer page
20,000 points
≈ $200 at 1¢
after $1,000 in purchases in 3 months
Discover it Miles
Discover
Miles Match: unlimited match of all miles earned in year one
Still open to new applicants; DoC also tracks a $100 referral bonus separate from the match.
Offer verified Aug 4, 2026 · issuer page
Value depends on your spend
no verified point value — we won't guess
spend terms not published · in 12 months
Reported, not verified
These are the offers we could not stand behind. Amex, Citi and Capital One render their welcome offers only to logged-in or targeted visitors, so for these cards we are repeating what a third party reported and could not confirm it at the issuer. Treat every number here as "check the issuer page" — several are explicitly "as high as" offers that many applicants will not see.
Blue Cash Everydayreported, not verified
American Express
Up to $200 back after $2,000 in 6 months
Reported, not verified — check the issuer page before you apply. Sources conflict: NerdWallet (Apr 2026) and cardsandpoints say $200, DoC's Aug 2026 roundup says $250; Amex offer is variable/targeted and its page did not render for verification.
Offer verified Aug 4, 2026 · source: nerdwallet.com
$200
after $2,000 in purchases in 6 months
Marriott Bonvoy Bevy American Express Cardreported, not verified
American Express
85,000 Marriott Bonvoy bonus points after $5,000 in purchases in the first 6 months
Reported, not verified — check the issuer page before you apply. Annual fee $250. AMEX ONCE-PER-LIFETIME per card product, plus Marriott cross-issuer rules with the Chase Bonvoy lineup. SOURCE CONFLICT on structure: The Points Guy describes an 'up to 135,000' tiered offer (85,000 after $5,000 in 6 months, plus a further 50,000 at $7,000 total spend), while PointsCrowd and Upgraded…
Offer verified Aug 4, 2026 · source: pointscrowd.com
85,000 points
no verified point value — we won't guess
after $5,000 in purchases in 6 months
The Platinum Card from American Expresselevatedreported, not verified
American Express
As high as 175,000 Membership Rewards points after $12,000 in purchases in the first 6 months
Usually 80,000-150,000 points; 175,000 is the top of the current range and is highly targeted. Reported, not verified — check the issuer page before you apply. Annual fee $895 (confirmed on Amex's own page). AMEX ONCE-PER-LIFETIME, and the Platinum family now cross-blocks: you can only take one welcome offer across consumer Platinum, Schwab Platinum and Morgan Stanley Platinum. TARGETED VS PUBLIC: Upgraded Points states plainly that the 175,000 tier is 'highly targeted and y…
Offer verified Aug 4, 2026 · source: uscreditcardguide.com
175,000 points
no verified point value — we won't guess
after $12,000 in purchases in 6 months
Citi / AAdvantage Platinum Select World Elite Mastercardelevatedreported, not verified
Citi
80,000 AAdvantage bonus miles after $3,500 in purchases in the first 4 months
Usually 50,000 miles after $2,500 in 3 months is the standard offer; 75,000-80,000 are the elevated windows. Reported, not verified — check the issuer page before you apply. Annual fee $0 intro first year, then $99. TARGETED/ROTATING VS PUBLIC - SOURCES DISAGREE: Upgraded Points (updated 6/4/2026) reports 80,000 after $3,500 in 4 months as active, and Firstcard corroborates the same terms, but The Points Guy's guide (published 5/12/2026) calls 50,000 after $2,500 in 3 months 'the standard…
Offer verified Aug 4, 2026 · source: upgradedpoints.com
80,000 miles
no verified point value — we won't guess
after $3,500 in purchases in 4 months
Closed, or no offer at all
Listed so their absence is visible rather than looking like an oversight. A card here is either shut to new applications or simply has no welcome bonus — several perfectly good cards never run one.
AAdvantage Aviator Red World Elite Mastercardclosed to new applicants
Barclays
No welcome offer - card is discontinued and closed to new applicants
DISCONTINUED - set noNewApplications true and suppress from recommendations. Timeline: Barclays stopped accepting new applications around 9/30/2025 - 10/2025 when American made Citi its exc…
Offer verified Aug 4, 2026 · source: uscreditcardguide.com
No current welcome offer
Custom Cashclosed to new applicants
Citi
No welcome offer published.
Citi page states applications closed as of May 28 2026; existing cardholders keep the card, applicants steered to Double Cash.
Offer verified Aug 4, 2026 · issuer page
No current welcome offer
Gold Card
Robinhood (Coastal Community Bank)
No welcome offer published.
Still waitlist-gated with gradual rollout; requires $50/yr Robinhood Gold subscription, card itself has no annual fee.
Offer verified Aug 4, 2026 · issuer page
No current welcome offer
Unlimited 2% Credit Card
SoFi Bank, N.A.
No welcome offer published.
Invitation/pre-qualification only (existing SoFi members by email invite) — not openly applicable; NerdWallet flags its own card data as possibly outdated.
Offer verified Aug 4, 2026 · source: nerdwallet.com
No current welcome offer
PayPal Cashback Mastercard
Synchrony
No welcome offer published.
PayPal's own product page 404'd on fetch; reviewers consistently report no welcome offer, $0 annual fee.
Offer verified Aug 4, 2026 · source: upgradedpoints.com
No current welcome offer
Before you chase a bonus
- Chase 5/24. Five or more new personal cards from any issuer in the last 24 months and Chase will decline you — the bonus is irrelevant if the application is.
- Amex is once per lifetime. One welcome bonus per card product, ever. Amex's pop-up tells you before the hard pull; take it seriously.
- The Sapphire 48-month rule. No Sapphire bonus if you hold any Sapphire card, or took a Sapphire Preferred/Reserve bonus in the past 48 months.
- A bonus never justifies interest. A $200 bonus is gone after one month of carrying a $3,000 balance at 25% APR. If the minimum-spend requirement means buying something you wouldn't have bought, the bonus is already spent.
- Annual fees are real money. A card with a $795 fee and a $1,000 bonus is a good year one and a question every year after — the app's annual-fee verdict answers it from what you actually used.
How to read this
We earn nothing from this page. There are no affiliate links, no paid-placement link tags and no referral redirects anywhere on this site — the outbound links are plain nofollow links to whoever published the offer. If that ever changes, how we're paid will say so before the link does.
Welcome offers change without notice, are frequently targeted, and are often higher in-branch or by referral than on the public page. Every row carries the date we checked it and the page we read. Where the issuer would not show us its own offer, the row names the third party we used instead of pretending it came from the issuer.
A signup bonus is a one-time payment for changing your spending for three months. The recurring question — is this card worth its annual fee this year — is the one the app answers, from the credits you actually checked off. Wrong number here? .